Rate of Interest on Deposits

Particulars Rate of interest p.a. w.e.f 11.02.2013
Savings Bank 1.00%
Checking A/c in USD 0.50%
Time Deposits
Short Deposits (SDR) -91- days to -180- days 1.00%
Fixed Deposits (FDR) -181- days to -364- days 1.25%
Fixed Deposits for -1- year and above 1.25%
Monthly Income Plan (MIP)/Quarterly(QIP)/ Half Yearly/ Annually  

Rate of interest p.a. w.e.f 25.06.2015

12 months and up to 36 months 3.50%
Above 36 months and up to 60 months 3.75%
Recurring Deposits Rate of interest p.a. w.e.f 25.06.2015
12 months and up to 36 months 3.50%
Above 36 months and up to 60 months 3.75%

Rate of interest on Loans & Advances

PRIME LENDING RATE: 12.00% p.a.

Particulars Rate of interest p.a. w.e.f 11.02.2013
Car Loan 14.50%
Housing Loans to Low Income Individuals

(Net monthly income up to G$ 100,000)

6.80%
Normal Housing Loan
Loan up to G$ 5 million 8.50%
Loan above G$ 5 million and up to G$ 10 million 10.00%
Loan above G$ 10 million 12.00%
Loan/ OD against Bank own deposits 3.00% above the contractual rate of

SDR/ FDR

Personal Loan 20.00%